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    Home » Home Remodeling » Furniture Makeovers

    Best Top Coats for Painted Furniture

    by Rachel · Updated Jun 16, 2021 · 68 Comments

    This page may contain affiliate links.

    Looking for the best topcoats to protect painted furniture? Get fast answers to the best products and techniques that will keep your projects beautiful, durable, and lasting for years.

    Collage of topcoats for protecting DIY furniture projects with text title label.

    Table of Contents

    Toggle
    • Does Painted Furniture need a Top coat?
    • Types of Top Coats
    • A Word About Sheen Changes
    • Best Water-Based Polyurethanes for Furniture
    • Choose the Right Polyurethane
    • Best Practices for Applying Polyurethane
    • Want to Learn more about Painting Furniture? Check out these Guides:
    • FAQs

    Breathing new life into a piece of furniture is one of the best ways to decorate your home and make it more functional. It’s a really fun and a slightly addicting hobby, to be sure! But now that you have that piece that shows your unique style, what is the best way to protect it?

    One of the most common worries that I see from clients, friends, and readers is about the durability of any painted project. How do I protect my painted furniture? Can I scrub it? Will it show fingerprints or smudges? These are all very valid questions that we will be giving you the shortcut answer to!

    Note: New products have come on the market in recent years and I have updated my recommendations for 2021 after experience with dozens of painted projects for clients and myself.

    Set of side tables refinished in Midnight Blue Country Chic chalk paint.

    Does Painted Furniture need a Top coat?

    My house is rowdy with boys, large dogs, and general mayhem around the clock. Feet on furniture and loud bangs are a pretty normal occurrence. Although no finish is going to be bullet proof, a durable top coat is going to make it last for years.

    I do not always use a topcoat as some paints are very durable on their own. For example, my Fusion Mineral Painted Entertainment Center does not have a topcoat. There are a few instances, however, that I highly recommend a topcoat:

    1. High traffic pieces. Particularly dining tables, coffee tables, desks, end tables, and cabinets as these are all used often and subject to wear and tear.
    2. Dark or Black Paint colors. Dark colors tend to show smudges, fingerprints, and dust more easily. I want to be able to wipe those surfaces, so I love that poly provides that extra protection that makes surfaces scrubbable.
    3. Chalk Paint. Chalk paint is blessed with a velvety feel that many love. However, chalk paint is more prone to stains and marks since it has the least smooth sheen.
    4. Kitchens and Bathrooms. Generally, I highly recommend topcoats for pieces specifically in kitchens and bathrooms because of the potential for water exposure and high humidity.

    Types of Top Coats

    There are essentially two kinds of protecting top coats for furniture projects: wax and water-based polyurethane. Epoxy or resin is sometimes used but that’s a whole different subject. With water-based polyurethane, you may see companies describe them as water-borne, polycrylic, polyacrylic, or acrylic resin. Without giving a chemistry lesson, we are grouping them all under water-based.

    I could write whole articles dedicated to the differences between wax and water based polyurethane, but for the purposes of this article, water-based polyurethane provides much more durability and protection over time than wax does.

    That isn’t to say that you should always use a polyurethane however. Wax provides an aesthetic that Poly cannot match. You can see our Raw Finish Table makeover to best explain. Also, wax can be used over water-based poly! I would highly recommend a flat or low sheen water-based polyurethane, and the wax must be the last coat.

    A Word About Sheen Changes

    In the below picture, I painted two side tables for a friend using Country Chic Chalk Paint in Midnight Blue. I did warn her of one thing…a topcoat will change the sheen.

    Difference in sheen for flat versus satin finish on two blue side tables

    In the photo above, the right-side table has no topcoat on it, while the left side is sprayed in two coats of Benjamin Moore Polyacrylic in Satin.

    How much of a change depends on which brand you use and sheen. However, even a flat topcoat on top of a flat paint will slightly deepen the color.

    Set of side tables refinished in Midnight Blue Country Chic chalk paint

    Best Water-Based Polyurethanes for Furniture

    You will definitely want to read the pros and cons of each because different projects require different topcoats, but below is a overview to understand my recommendations.

    • Best Overall (Sprayer): Benjamin Moore Advance Stays Clear
    • Smoothest Brush Finish: Varathane Waterbased Polyurethane
    • Best Budget: Minwax Polyacrylic Spray
    • Chalk Paint Best Matte Finish: General Finishes Flat Out Flat

    I have used many other types of clear coats and I would like to list why they aren’t included in my recommendations. I get a lot of questions about these and this is my personal experience so other’s may disagree.

    • Fusion Mineral Tough Coat: I hate having to wait 30 minutes to mix and I have had some problems with streaking.
    • Crystalac Water Based Polyurethane: One of my dark pieces developed water rings, and it not my favorite sheen.
    • Anything Oil Based: DO NOT USE! These tend to create a yellow haze.
    • Bona Waterborne Traffic HD: This is technically a floor polyurethane and probably the best on the market for that. I looooved it for a floor and staircase I stained. However, I have not tested it long enough over painted surfaces to see if it ambers over time. Same with Bona Mega One Crystal Clear.

    Choose the Right Polyurethane

    Varathane Water-Based Polyurethane

    A beautiful, rock hard finish that lasts. The best brush finish of all that I have tested, it lays smooth without brush strokes and is low VOC for indoor use.

    Find It Here
    Varathane polyurethane blue can.

    Pros:

    • As good a durability as Stays Clear.
    • One of the easier ones to find at your local Home Depot.
    • Several Sheens including Matte, Satin, Semi-gloss, and Gloss
    • Easiest to brush without leaving brush marks.
    • The Best Brush finish polyurethane I have tried.
    • It also can be sprayed. I have used it a few times but one of the times that I sprayed the satin with a HVLP sprayer (air powered) and it turned into a powdery, almost cloudy finish.

    Cons:

    • Bubbles can be an issue (sometimes). If you are careful and do this immediately, you can touch the bubbles with a tooth pick or something sharp to pop them. You should use a quality brush and don’t rake off the excess from your brush back into the can. It helps to use a different can and pour that can back in when finished.
    • Dries very fast which can make brush strokes an issue because it sets so fast.
    • Stays Clear still wins for me with a paint sprayer.

    Example:

    Beautiful Baby Blue Dresser Makeover with Fusion Mineral Little Whale

    You can see more details about this post about How To Paint a Dresser. The dresser is painted in Fusion Mineral Little Whale with Varathane Polyurethane in Flat.

    Benjamin Moore Stays Clear

    My personal favorite for a satin/eggshell sheen (called low lustre). It’s actually made for painted floors, so it’s durability is top-tier! The main problem is that I find it can only be sprayed (but that spray is unmatched in finish).

    Find It Here
    Benjamin Moore stays clear can.

    Pros:

    • Best durability I have every seen.
    • I have used this on several projects with many different paints (including latex because…long story) and it has NEVER yellowed.
    • Several sheens including flat, low lustre, and high gloss. I have not tried the flat but I want to.

    Cons:

    • It can be brushed, but it is much better thinned by 10% and used with a paint sprayer.
    • Generally, has a very long cure time.
    • Slightly harder to find (my Benjamin Moore Store only carries gallon size) and is expensive.
    • Can only be purchased at a Benjamin Moore Store.

    Example:

    Round dining table with Benjamin Moore Stays Clear finish

    This cerused table was top coated with Benjamin Moore Stays Clear. I put several coats on this since it is a dining room table, but you can see the sheen on the base. Heavier or more coats will have a longer cure time. For example, with cabinets I know they are cured when I can shut the door for 24 hours without sticking.

    General Finishes Flat Out Flat

    I do like this one, especially with a paint sprayer. For my projects, it is the best and most flat sheen option that I have used. It isn’t quite as durable as the High Performance Polyurethane (which does have a flat option) or the ultra-durable Enduro Clear Poly.

    Find It Here
    General finishes flat out flat can.

    Pros:

    • Beautiful product that can be brushed or sprayed.
    • The sheen tends to be more matte than other polys that I have tried.
    • They also have a High-Performance Polyurethane that is very good quality with even more durability.

    Cons:

    • Most Expensive Brand.
    • I don’t find myself reaching as much for this with clients because many of them prefer an eggshell sheen rather than a true flat.

    Example:

    Grey desk with brass hardware with chalky finish paint, sprayed with General Finishes Flat Poly Acrylic top coat.

    This chalk painted desk was sprayed General Finishes High Performance Flat as a topcoat.

    Minwax Water Based Polycrylic

    The best budget option for painting your piece. And here it is: Minwax Polycrylic. It comes in both a spray can and a paint can, which can be easily brushed or sprayed.

    Find It Here
    Minwax water based polycrylic can.

    However, I will give a caution to you. Especially with white or pale colors, I have read about and personally seen this product turn yellow, usually with cheaper brands of paint. By far, most users of this product have not seen a problem, so I would do a test on a scrap piece of wood and let it sit for a few days before finishing your piece.

    Pros:

    • Comes in satin, semi-gloss, and flat.
    • Most inexpensive option.
    • Easy to find in stores.

    Cons:

    • I have personally seen this product turn yellow and streaky over white paint.
    • Not as durable as other brands.
    • I did have an issue once where it peeled off the paint the next day.

    Example:

    Antique chippy paint door texture.

    This antique door was a fun project for a client! She wanted to preserve the chippy paint style without more chips of paint all over her floor. We sprayed Minwax Polycrylic (to stiffen and stick the peeling paint) and then used a brush gently to apply more layers of Fusion Mineral Tough Coat (which won’t ever yellow or amber).

    Best Practices for Applying Polyurethane

    Several products will do the job flawlessly if you follow the instructions. There are a few best practices to help you nail the process.

    • Completely stir the poly before use and occasionally during application to keep the ingredients in suspension. Be careful not to incorporate bubbles while stirring.
    • Use a high quality paint brush or paint sprayer.
    • Brush or wipe quickly in the same direction one end to the other. Do Not back-brush if the product is drying.
    • It is generally not necessary to sand between coats, unless you have imperfections which can be sanded out.
    • As with any paint project, do not use in high (>80%) or very low humidity.
    • Avoid direct sunlight when applying.
    • Allow the piece to fully cure before setting items on it such as heavy lamps or other painted materials.

    Want to Learn more about Painting Furniture? Check out these Guides:

    • Best Navy Cabinet Colors
    • The Best Paints for Cabinets and Furniture
    • Removing Wood Grain for Painted Furniture
    • Cerusing Technique on a Dining Room Table
    • The best Paint for High Traffic Furniture and No top coat
    • How to Paint a Bathroom Vanity
    • 9 Amazing Furniture Projects for your Inspiration

    FAQs

    Can you use water-based polyurethane over wax?

    Polyurethane cannot bond properly to a piece of furniture that has had wax applied to it. The wax must be stripped entirely, usually with chemical strippers.

    What is the best topcoat for chalk paint?

    General Finish’s High-Performance Top Coat in Flat Finish is the best chalk paint topcoat because it preserves the look, feel and color of milk paint and chalk paint while increasing the durability dramatically.

    Is polyurethane the same as a sealer?

    A quick way to tell if your polyurethane is truely water resistant is to leave out a glass of ice water on a test surface for a few hours to overnight. If a water ring shows up, the surface isn’t entirely sealed.

    Does chalk paint scratch easily?

    When chalk paint isn’t protected with a top coat, it is prone to easily scratching and stains from spills. It also is harder to clean.

    Have fun with your project! Feel free to ask any questions or give your experience with these products in the comments below.

    Weekend DIY project. A pegboard organizer in the craft room above the desk workspace.

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    More Furniture Painting Techniques

    • White painted dresser with three drawers.
      What You Need to Know to Paint Furniture White
    • Cerused Table with flowers on top and a cream base.
      How To Create a Cerused Wood Finish
    • Before and after painting oak wood cabinet with filled wood grain and painted white.
      Filling Wood Grain Before Painting Oak Cabinets
    • Midnight blue vanity with brass handles in a grey and white bathroom.
      How to Paint a Bathroom Vanity the Easy Way

    PS I love seeing your creations! Be sure to take a photo and tag #cravingcreative on Instagram! You can also stay in touch with me through following me on Instagram, Pinterest, and subscribing to the newsletter!

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    1. Tammy says

      November 15, 2025 at 11:03 am

      Thanks so much for the information. Our dining table was painted with Fusion paint. I would like a protective coat for it. What would you receommend for this item? Do you have any experience with Fusion Tough Coat? Thanks so much!

      Reply
      • Rachel says

        November 16, 2025 at 10:26 am

        I have used Fusion a lot and Tough Coat a few times. To be honest, I have had a mixed experience with it, and it was a few years ago now. It definitely has a learned curve if you are using a brush or cheesecloth – I feel like other brands more consistently smooth out. I have two pieces that tough coat looks great on and a console table that was streaky no matter what I tried. Also note that it isn’t intended for dark colors as it *possibly* could turn cloudy over time. I am not trying to steer you from them. I actually like the company, the paint, and tough coat’s finish when it does what I want it to do. I like supporting smaller batch or boutique paint companies for the character of their products, but this one wasn’t foolproof enough for me when I tried it. While products from the same company are generally formulated to work together seamlessly, you can mix and match most water-based top coats and get all of the durability you want.

        Reply
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    Headshot of Rachel Beach, the author of Craving Some Creativity.

    Hi, I'm Rachel!

    Creativity makes me energized and fearless. My husband and I have been renovating homes for over a decade and love to share our passion for all things home. Follow along for remodeling tutorials, recipes, and entertaining ideas sure to inspire!

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